As planned, profit is projected to rise further to €4.2 billion by 2028.
To achieve this, chief executive Bettina Orlopp aims to boost revenue while keeping costs under control. Net interest income is expected to increase more strongly than previously forecast, rising from €8.2 billion to €8.5 billion this year.
Fee income is set to grow by 7% in 2026, while costs are to account for no more than 54% of revenue. The ratio stood at 57% last year.
Commerzbank generated net profit of just over €2.6 billion in 2025, as reported on Tuesday. Despite high expenses related to the reduction and relocation of thousands of jobs, the bank fell short of its record 2024 profit by only around 2%.
Shareholders are to receive a dividend of €1.10 per share. In addition, the bank plans to buy back up to €540 million worth of shares.
In 2024, Commerzbank posted its highest-ever profit with nearly €2.7 billion. However, celebrations were tempered by a high-profile takeover battle with Italy’s UniCredit.
To fend off the potential acquisition, Commerzbank set ambitious profit targets and committed to higher dividends.
